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Search indexed NASA NTRS and DOE OSTI research on propulsion, heat transfer, battery materials and energy systems. Follow report and document links to the original sources.

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At least 19 records

Insurance in the Operation of Photovoltaic Plants

This paper provides an overview of property and casualty insurance industry functions, insurance terminology descriptions, and special insurance coverage considerations for photovoltaic (PV) system owners, asset managers, operators, PV operation-and-maintenance service providers, utilities, and other parties. The paper includes the results of an analysis of 6 years of property and casualty insurance claims for PV equipment and discusses considerations for purchasing property and casualty insurance for owners and operators of PV systems. PV is a relatively new asset type, and insurance companies are revisiting rates and offerings as actuarial data become available. This paper seeks to inform decisions that optimize the balance of the cost of insurance with enabling benefits to finance, permitting, utility connections, and the operation of PV plants.

14 SOLAR ENERGY↗

Federal government provision of third-party liability insurance to space vehicle users

Support decisions concerning the provision by the Federal Government of third-party liability insurance for commercial space activities were studied. The practices associated with third-party liability insurance in the marine, aviation, and electric utility industries in addition to those industries associated with space missions were reviewed. Theoretical considerations of rate setting are discussed and a methodology to determine the period of time over which the insurers of each industry intend to set aside reserves to recover from a maximum liability loss should one occur is introduced. The data were analyzed to determine the setaside period in each industry, and to suggest reasonable standards from the insurer's point of view. Criteria for Federal provision of insurance are discussed, an interpretation of the Price-Anderson Act, determinants of the availability of commercial insurance, potential insurer liability, and measures of reasonableness for premium rates from the user's point of view are presented. Options available to the government regarding third part liability protection are presented.

Source record↗

Managing Insurance Cost and Business Risk

This fact sheet explores the role insurance and re-insurance industries play in mitigating resilience risk and offers best practices for building owners to work effectively with insurers. It also reviews the types of insurance coverages relevant to resilience as well as efforts by the insurance industry to respond to increased risk.

Commercial, Resilience, Resiliency, Financing, Ins↗

Insurance and indemnification implications of future space projects

NASA options regarding insurance and indemnification policies as they relate to NASA customers and contractors are described. The foundation for the discussion is the way in which NASA is planning to return the Space Shuttle fleet to safe flight as well as current U.S. policy concerning future uses of the Shuttle fleet. Issues discussed include: the nature of the Shuttle manifest; the policy regarding property damage or destruction; insurance against liability to third parties; the reduction of the scope of the risk to be insured; NASA as the insurer; a sharing arrangement between the user and NASA; and contractors and subcontractors involved in Shuttle operations.

O'Brien, John E.↗

Generalizability of heat-related health risk associations observed in a large healthcare claims database of patients with commercial health insurance

Extreme ambient heat is unambiguously associated with higher risk of illness and death. The Optum Labs Data Warehouse (OLDW), a database of medical claims from US-based patients with commercial or Medicare Advantage health insurance, has been used to quantify heat-related health impacts. Whether results for the insured sub-population are generalizable to the broader population has to our knowledge not been documented. We sought to address this question, for the US population in California from 2012 to 2019. We examined changes in daily rates of emergency department (ED) encounters and in-patient hospitalization encounters for all-causes, heat-related outcomes, renal disease, mental/behavioral disorders, cardiovascular disease, and respiratory disease. OLDW was the source for health data for insured individuals in California, and health data for the broader population were gathered from the California Department of Health Care Access and Information (HCAI). We defined extreme heat exposure as any day in a group of 2 or more days with maximum temperatures exceeding the county-specific 97.5 th percentile and used a space-time-stratified case–crossover design to assess and compare the impacts of heat on health. Average incidence rates of medical encounters differed by dataset. However, rate ratios for ED encounters were similar across datasets for all causes (ratio of incidence rate ratios (rIRR) = 0.989; 95% confidence interval (CI) = 0.973, 1.011), heat-related causes (rIRR = 1.080; 95% CI = 0.999, 1.168), renal disease (rIRR = 0.963; 95% CI = 0.718, 1.292), and mental health disorders (rIRR = 1.098; 95% CI = 1.004, 1.201). Rate ratios for inpatient encounters were also similar. This work presents evidence that OLDW can continue to be a resource for estimating the health impacts of extreme heat.

54 ENVIRONMENTAL SCIENCES↗

Financial Exposure After a Sealed-Source Release: Insurance Limits, Federal Cost Pathways, and Implications for Gamma Irradiator Substitution

This report assesses whether private insurance and existing federal authorities would likely provide meaningful financial protection to private operators of self-shielded gamma irradiators after a major sealed-source release. It does not answer this question quantitatively because publicly observable data on premiums, limits, uptake, and claims outcomes for this risk class appear sparse. Instead, it uses a qualitative structural analysis based on prior literature, review of relevant federal authorities, limited observable insurance-market evidence, expert outreach, and historical analogs. The analysis finds that available public and private mechanisms do not combine into a clear, dependable, or readily verifiable compensation structure for ordinary private sealed-source operators. Institutions therefore should not assume that either insurance or government response will make them financially whole after a severe incident. Source reduction and replacement remain more dependable than post-event financial mechanisms for reducing institutional exposure and broader radiological risk.

99 GENERAL AND MISCELLANEOUS↗

Exploiting the Convergence of Evidence in Satellite Data for Advanced Weather Index Insurance Design

The goal of drought-related weather index insurance (WII) is to protect smallholder farmers against the risk of weather shocks and to increase their agricultural productivity. Estimates of precipitation and vegetation greenness are the two dominant satellite datasets. However, ignoring additional moisture- and energy-related processes that influence the response of vegetation to rainfall leads to an incomplete representation of the hydrologic cycle. This study evaluates the added value of considering multiple independent satellite-based variables to design, calibrate, and validate weather insurance indices on the African continent. The satellite data include two rainfall datasets, soil moisture, the evaporative stress index (ESI), and vegetation greenness. We limit artificial advantages by resampling all datasets to the same spatial (0.25°) and temporal (monthly) resolution, although datasets with a higher spatial resolution might have an added value, if considered as the single source of information for localized applications. A higher correlation coefficient between the moisture-focused variables and the normalized difference vegetation index (NDVI), an indicator for vegetation vigor, provides evidence for the datasets’ capability to capture agricultural drought conditions on the ground. The Climate Hazards Group Infrared Precipitation with Stations (CHIRPS) rainfall dataset, soil moisture, and ESI show higher correlations with the (lagged) NDVI in large parts of Africa, for different land covers and various climate zones, than the African Rainfall Climatology, version 2 (ARC2), rainfall dataset, which is often used in WII. A comparison to drought years as reported by farmers in Ethiopia, Senegal, and Zambia indicates a high “hit rate” of all satellite-derived anomalies regarding the detection of severe droughts but limitations regarding moderate drought events.

drought↗

INSURE: An Information Theory iNspired diSentanglement and pURification modEl for Domain Generalization

Domain Generalization (DG) aims to learn a generalizable model on the unseen target domain by only training on the multiple observed source domains. Although a variety of DG methods have focused on extracting domain-invariant features, the domain-specific class-relevant features have attracted attention and been argued to benefit generalization to the unseen target domain. To take into account the class-relevant domain-specific information, in this paper we propose an Information theory iNspired diSentanglement and pURification modEl (INSURE) to explicitly disentangle the latent features to obtain sufficient and compact (necessary) class-relevant feature for generalization to the unseen domain. Specifically, we first propose an information theory inspired loss function to ensure the disentangled class-relevant features contain sufficient class label information and the other disentangled auxiliary feature has sufficient domain information. Additionally, we further propose a paired purification loss function to let the auxiliary feature discard all the class-relevant information and thus the class-relevant feature will contain sufficient and compact (necessary) class-relevant information. Moreover, instead of using multiple encoders, we propose to use a learnable binary mask as our disentangler to make the disentanglement more efficient and make the disentangled features complementary to each other. We conduct extensive experiments on five widely used DG benchmark datasets including PACS, VLCS, OfficeHome, TerraIncognita, and DomainNet. The proposed INSURE achieves state-of-the-art performance. We also empirically show that domain-specific class-relevant features are beneficial for domain generalization. The code is available at https://github.com/yuxi120407/INSURE .

97 MATHEMATICS AND COMPUTING↗

The Imager for Mars Pathfinder Insurance Pan

The Imager for Mars Pathfinder (IMP) obtained a full panorama of the Sagan Memorial Station landing site on Sol 2, before the IMP mast was deployed. The images in this panorama were taken in 4 filters (including stereo) and losslessly compressed to provide a high-quality multispectral survey of the landing site even if the IMP mast did not successfully deploy; this data set was therefore called the Insurance Pan. It was completed late in the afternoon of Sol 2, just before the IMP mast was (successfully) deployed. The data were stored in memory and returned to Earth after it became clear that downlink rates were higher than expected. The Insurance Pan horizontal (azimuth) coverage is nearly complete, with gaps caused by pointing errors and data packet losses. Stereo data were acquired in the blue (445 nm) filter, as well as right-eye green (531 nm), orange (600 nm), and near-infrared (752 nm) data.

K E Herkenhoff↗

Aviation and insurance

This article considers some of the causes which hinder the development of aircraft insurance. Different risks are discussed as well as the causes of aircraft accidents. Pilot error, poor airdromes, weather conditions, poorly adapted airplanes, and engine failures are all examined and some conclusions are made.

INSURANCE↗

ECAR-7514 Rev 0 Analysis of the MARVEL Central Insurance Absorber Actuator Components

This ECAR analyzes the MARVEL Central Insurance Absorber (CIA) rod actuator design. Functions of interest include general vertical position, velocity, and SCRAM performance when carrying the CIA rod payload. Assessed components include the motor, drive train, electromagnet, bearings used for alignment and SCRAM velocity control, limit switches, 2nd position indicator, and resolver.

21 - SPECIFIC NUCLEAR REACTORS AND ASSOCIATED PLAN↗

SPC-70773 Rev 0 MARVEL Central Insurance Absorber Gray Rod Build to Print Specification

A. Idaho National Laboratory (INL) is developing a microreactor to produce electrical power utilizing a small nuclear core and Stirling engines under the Microreactor Application Research Validation and Evaluation (MARVEL) program. This procurement specification defines the requirements for fabrication of the Central Insurance Absorber Structure (CIAS) Gray Rod (Hafnium). B. Any conflict between this specification and referenced Codes and Standards, or any supplementary specifications in the procurement documents requires written clarification from the Contractor prior to proceeding with any work. Any deviation from the procurement documents requires approval by the Contractor with the change request process.

21 - SPECIFIC NUCLEAR REACTORS AND ASSOCIATED PLAN↗

Young Adult Populations Face Yet Another Barrier to Care With Insurers: Limited Access to Proton Therapy

Young patients, including pediatric, adolescent, and young adult (YA) patients, are most likely to benefit from the reduced integral dose of proton beam radiation therapy (PBT) resulting in fewer late toxicities and secondary malignancies. This study sought to examine insurance approval and appeal outcomes for PBT among YA patients compared with pediatric patients at a large-volume proton therapy center.

62 RADIOLOGY AND NUCLEAR MEDICINE↗

Graph-Based Prediction of Spatio-Temporal Vaccine Hesitancy From Insurance Claims Data

Growing vaccine hesitancy is contributing to the decline in immunization rates for highly contagious, vaccine-preventable childhood diseases. Therefore, there has been a significant interest in understanding how hesitancy is spreading at higher spatio-temporal resolutions, enabling more targeted interventions. Motivated by this, we study the problem of prediction of vaccine hesitancy at the ZIP Code level, referred to as the VaxHesitancy problem. A significant challenge for this problem is the lack of high-resolution data that indicates hesitancy. Here, we develop a hybrid VaxHesSTL framework that combines a Graph Neural Network (GNN) and a Recurrent Neural Network (RNN) to address the VaxHesitancy problem. The GNN uses a ZIP Code-level network to capture spatial signals from neighboring areas, while the RNN models the temporal dynamics present in the data. We train and evaluate VaxHesSTL using a large dataset, namely the All-Payer Claims Databases (APCD), for Virginia, consisting of insurance claims from over five million individuals for six years. We find that an aggregated contact network or graph, developed from a detailed activity-based population network, plays an important role in the performance of VaxHesSTL, compared to graph models based solely on spatial proximity. Experiments demonstrate that VaxHesSTL outperforms a range of state-of-the-art baselines, which rely solely on historical time series data without accounting for spatial relationships. Since hesitancy data at higher spatial resolution is often unavailable or hard to get, we incorporate an active learning approach with our VaxHesSTL framework to optimize the training set without compromising the prediction performance. We find that hesitancy data for only 18% of ZIP Codes selected by active learning allows us to forecast hesitancy for all the ZIP Codes in the Virginia.

60 APPLIED LIFE SCIENCES↗

Threaded pilot insures cutting tool alignment

Threaded pilot allows machining of a port component, or boss, after the reciprocating hole has been threaded. It is used to align cutting surfaces with the boss threads, thus insuring precision alignment.

Goldman, R.↗

How to reduce your fire insurance rates

Construction procedures and utilization of materials to reduce the cost of insuring large buildings against losses from fire are discussed. Examples of good and bad techniques in building construction and fire safety management are provided. The inadequacies of building codes and the hazards resulting from improper construction are examined.

Dubain, M.↗

Life insurance risk assessment using a fuzzy logic expert system

In this paper, we present a knowledge based system that combines fuzzy processing with rule-based processing to form an improved decision aid for evaluating risk for life insurance. This application illustrates the use of FuzzyCLIPS to build a knowledge based decision support system possessing fuzzy components to improve user interactions and KBS performance. The results employing FuzzyCLIPS are compared with the results obtained from the solution of the problem using traditional numerical equations. The design of the fuzzy solution consists of a CLIPS rule-based system for some factors combined with fuzzy logic rules for others. This paper describes the problem, proposes a solution, presents the results, and provides a sample output of the software product.

Carreno, Luis A.↗

Aeronautic insurance

The problem of insuring the emerging commercial aeronautic industry is detailed. The author also motes that a complete solution cannot be obtained until the necessary statistics are compiled.

Neal, Erik↗